MacJournal is the world’s most popular journaling software for the Mac. MacJournal 6 adds a calendar mode that show entries from any journal, geolocation, word count.

MacJournal is the world’s most popular journaling software for the Mac. MacJournal 6 adds a calendar mode that show entries from any journal, geolocation, word count, and progress tracking, as well as additional blogging support. A Timeline mode has been added to give the journaler the ability to see their writing activity in chronological order.

MacJournal 6 even introduces a feature for creating books from journals specially formatted for publishing. Add any kind of content, not just text. Drag PDFs, QuickTime movies, images, audio, and more. Record audio and video, even publish to a blog account on Blogger, WordPress, LiveJournal, Posterous, and Tumblr. Dropbox support added as well. WHAT’S NEW Version 6.0.8: • Fixed custom page margins not saving. • Fixed rare crash encrypting journals.

• Fixed Option-Command-F not bringing window focus to toolbar search field. • Assorted fixes for rare crashes. • Fixed issue where HTML files would display as partial HTML.

• Fixed issue exporting entries to PDF. • Fixed incompatibility with Snow Leopard with the Mac App Store download. • Fixed a crash in the command line tool when typing Return without picking anything. • Fixed a crash syncing RTFD files to an iOS device from a Snow Leopard Mac. REQUIREMENTS Intel, OS X 10.6.8 or later.

Abstract Should market participants have anticipated the large increase in home foreclosures in 2007 and 2008? Most of these foreclosures stemmed from mortgage loans originated in 2005 and 2006, raising suspicions that lenders originated many extremely risky loans during this period. We show that although these loans did carry extra risk factors, particularly increased leverage, reduced underwriting standards alone cannot explain the dramatic rise in foreclosures. We also investigate whether market participants underestimated the likelihood of a fall in home prices or the sensitivity of foreclosures to falling prices.

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Fizicheskaya i kolloidnaya himiya shpargalki. We show that given available data, they should have understood that a significant price drop would raise foreclosures sharply, although loan-level (as opposed to ownership-level) models would have predicted a smaller rise than occurred. Analyst reports and other contemporary discussions reveal that analysts generally understood that falling prices would have disastrous consequences but assigned that outcome a low probability.